Tag Archives: Investments & Investing
How Much Can I Put In An ISA?
I’ve suddenly had a lot of people contact me to ask the above question regarding the tax free ISA (Individual Savings Account) products that are available to UK taxpayers.
This is probably due to changes that came in last month. If you don’t know what an ISA is then have a look at this earlier article.
Currently the [...]
Offshore Investing
Investing Offshore can be a very attractive option for the discerning investor who would like to explore other markets, shield his or her investments from potential capital lawsuits, or grow them in a confidential, secure investment not governed by the rules and regulations of their home jurisdiction.
Over a year ago I posted an article Investing [...]
Open-End Funds
One of the most common questions we receive asks for a definition of an open-end fund and a definition of a closed-end fund.
An open-end fund is a collective investment scheme that can issue and redeem shares according to market demand. Therefore unlike a closed-end fund, where the number of shares in issue is fixed at [...]
Bucket Shop (or Boiler Room)
Beware the fraudulent activities of a share “bucket shop”.
A Bucket Shop (sometimes called a “boiler room”) is a fraudulent brokerage firm that uses aggressive sales techniques, usually by telephone, to sell stock that the brokerage owns and wants to get rid of. The securities they sell are typically poor investment opportunities, and almost always penny [...]
Additional Voluntary Contributions
Additional Voluntary Contributions (AVCs) are designed for people who are members of a company pension scheme but who want to increase the contributions they make in order to boost their retirement income.
Average life expectancy is increasing so topping up a company pension with an AVC plan is a good way of helping fund the lifestyle [...]
Qualified Investor (“QI”)
In the context of UK regulations a qualified investor (“QI”) is one who falls within the definition contained in Section 86(7) of the Financial Services and Markets Act (“FSMA”) and who is listed on the Qualified Investor Register (“QIR”) maintained by the Financial Services Authority (“FSA”).
The Financial Services Authority maintains a register of QIs, which [...]
Closed-End Fund
One of the most common questions we receive asks for a definition of a closed-end fund and a definition of an open-end fund.
A closed-end fund is an investment vehicle with a fixed number of issued shares, which are not normally redeemable for cash or securities until the fund liquidates. Because there are a fixed number [...]
